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Stock Market Returns Verses Expectations Thumbnail

Stock Market Returns Verses Expectations

Much of our satisfaction with the events of life have a lot do with our expectations. Do you remember your first day of high school or moving into your college dorm? Do you remember your first car? Or the first full-time job? Or the first “love-of-your-life?” Then what happened? Did they live up to your expectations or were you ultimately disappointed that reality did not live up to the hype in your head? Please read to the end…it is worth it …. I promise.

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How the Fed’s Increased Interest Rates May Effect the Stock Market and your Bank Deposits Thumbnail

How the Fed’s Increased Interest Rates May Effect the Stock Market and your Bank Deposits

2022 and especially the last few weeks have been emotionally challenging. The Russian invasion of Ukraine, inflation news, and the uncertainty of the economic affects of the Fed’s increased interest rates provides plenty of news that can cause uncertainty and fear for the near-term economic impacts. Allow me to offer some historic facts that may provide a bit of calm to the apparent chaotic news.

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Half Full?  or  Half Empty? Thumbnail

Half Full? or Half Empty?

What is your outlook? Where is your focus? Fretting over past mistakes? Celebrating past successes? Worried about your future? Looking forward to the future? Or merely experiencing the moment? All of us have been in each of these places many times in life. This is the first week of May 2022. As a financial advisor, I will do my best to “keep to my knitting” as they say and attempt to avoid waxing philosophically about the larger life questions. Last week I was on vacation and only late on Friday afternoon did I overhear someone comment on the stock market performance for the day. Holy s___! That was a tough day. What to do next?

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Why Are Gas Prices So High? Thumbnail

Why Are Gas Prices So High?

Why Are Gas Prices So High? Allow me to begin with a few “truths” that may have very little to do with the price of petroleum products in the US. The US is the top oil producer in the world. (1) The US had been getting less than 10% of its oil from Russia. (2) The US produces almost as much oil as it uses…” energy independent”

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